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Investment Spectrum Our funds offer a spectrum of investment objectives, levels of volatility and asset types.

Seeks to increase capital long term through growth-oriented companies. Seeks growth of capital and current income through dividend payers.

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Seeks income and growth through a mix of dividend-paying stocks and bonds. Taxable Bond.

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Seeks current income through various fixed-income securities. Tax-Exempt Bond. Seeks tax-exempt interest through municipal bonds. Money Market.

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Dividends or interest payments may also change as market conditions change. But past performance can tell you how volatile or stable a fund has been over a period of time. The more volatile the fund, the higher the investment risk. Investors buy mutual fund shares from the fund itself or through a broker for the fund, rather than from other investors. The fund usually must send you the payment within seven days. Before buying shares in a mutual fund, read the prospectus carefully.


As with any business, running a mutual fund involves costs. Funds pass along these costs to investors by charging fees and expenses. Fees and expenses vary from fund to fund. A fund with high costs must perform better than a low-cost fund to generate the same returns for you. Even small differences in fees can mean large differences in returns over time. If you invested in a fund with the same performance and expenses of 0. It takes only minutes to use a mutual fund cost calculator to compute how the costs of different mutual funds add up over time and eat into your returns.

By law, each mutual fund is required to file a prospectus and regular shareholder reports with the SEC. Before you invest, be sure to read the prospectus and the required shareholder reports. Always check that the investment adviser is registered before investing.

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Mutual Funds. What are mutual funds? How to buy and sell mutual funds Understanding fees Avoiding fraud Additional information Why do people buy mutual funds? Mutual funds are a popular choice among investors because they generally offer the following features: Professional Management. The fund managers do the research for you. Pay bills and invoices from any bank account or any card. Pay Your Credit Card bill. Pockets Digital Bank. Pockets on Facebook. Customer Care Stay Connected.

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